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Do not rely on your opponent's insurance in the event of an accident through no fault of your own! A car accident, even if it's not your fault and it's just a sheet metal damage, is often associated with a lot of paperwork and running around. It can be tempting when the opposing insurance company offers to arrange everything. But is that also a promising idea? According to Stiftung Warentest, such offers should be the best to ignore. After all, it is not in the interests of the insurance company to help the injured party, but rather it would like to keep its own costs as low as possible. To do this, they sometimes contact the injured party by phone at the scene of the accident. The tactic aims to gain access to the case and the other parties involved in the accident as early as possible, thereby depriving them of the opportunity to obtain comprehensive information about their rights and claims.
Be careful if the opposing insurance company wants to take care of it!
Damaged parties should not rely on the fact that everything is more or less regulated. It is advisable even with a clear question of guilt and willingness to pay of the other party involved in the accident to seek advice from specialist lawyers. Ultimately, the opposing insurance company has the advantage that its experts are trained to save on compensation. According to Stiftung Warentest, they also cut small things systematically. A lawyer, on the other hand, costs when there is a clear question of guilt nothing. You only have to contribute to the legal fees if you are partially guilty. "All-round carefree packages“Including rental cars, as offered by some workshops, should also be treated with caution. Ultimately, they also pursue their own interests and not yours.
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