It is important to know: Not all insurance companies also insure Tuning vehicles. Tuning often increases the insurance premium, but the attached parts are also insured. A structural changes must get the insurance company on time reported will. When someone's car tune he has to consider a few things. Are certain accessories such as rims, chassis & Co. can not be officially approved, you risk it approval of the vehicle. His too Car insurance you have to inform about changes made. In the following post we give Reply the most important questions about auto Tuning and the Car insurance!
Car tuning - is car insurance getting more expensive?
It can happen. Does someone screw the Power (Chiptuning, turbo, compressor, nitrous oxide, etc.), then the liability insurance sometimes puts the car in the next higher type class a. Of course, because of this, the insurance premium, There is also a Risk surcharge possible. Will the Vehicle value increases due to the tuning, then in some cases the Comprehensive insurance. Every insurer goes individual with tuned vehicles. One should get his auto insurance and before speak to an autotuning and ask, ob and how high it is affects the contribution.
Do not report autotuning - is that a criminal offense?
Who is the insurance company tuning can not be reports, risk that Loss engines of the Insurance coverage. The motor vehicle liability insurance actually pays always, but may take the holder in later regress and then demands up to 5.000 Euros back when the Cause of accident the Tuning has been. The comprehensive insurance can also provide the service shorten. The consequence can be Termination of contract his and also Additional premium claims can occur.
Can I cancel my car insurance?
In theory it is possiblethat the insurance cancels due to the tuning. This is for example with Chiptuning the case now and then. Often increased but only that insurance premium. However, if you install parts that are not Approval to have (Underbody lighting, spinner rims, illegal lights, cat replacement tubes, etc.), the car goes out approval and it will shut down. The insurance then ends automatically. In that case, the vehicle may be used on the road can not be more public gefahren or parked .
Are tuned parts directly insured?
You are also insured if the parts of the insurance already exist and before were announced to the tuning. A new Hifi or new ones Rims are mostly without a premium insured if the costs are within the normal range. With particularly expensive tuning parts such as gold-plated rims, one Carbon body kit etc. the comprehensive premium will increase. You report the changes can not be then in that case the insurance does not always pay for the car gestohlen or damaged is. At the end... If you invest a lot of money and time in your car, you should do it accordingly assure.
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