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For many years, anyone who wanted to buy a new car actually only had two options: purchase or lease. Individual customers preferred to buy, either directly (cash) or with a loan, while the self-employed tended to lease. The latter has eased somewhat in recent years, with several automakers and their banks offering low-cost leasing deals tailored to individual customers. And leasing is now even more attractive, since the service providers when returning the vehicle no fees may charge more for small dents and usual signs of use.
Car subscription: For whom is it worthwhile compared to leasing?
But for some time now, a third option has been gaining popularity: that Renting a car on a subscription basis for a set monthly fee that covers most expenses. The concept was developed by various car manufacturers. But now there are also specialized ones Subscription Services, which a number of automakers are selling on the Netflix model. Similar to leasing, the driver has only for the agreed time Access the vehicle, pay a monthly fee to keep it, then return it. A Subscription is a promising option, primarily for drivers who, for example, want to try out the new electromobility for the first time. This also explains why subscription companies are among the best customers of electric car manufacturers. Unlike leasing, a brand change, in which a car is tested and exchanged for another after a few months, is a subscription no problem.
All-inclusive cost argument fizzles out!
However, customers pay for this freedom compared to leasing much more. The included and thus saved costs loudly advertised by the subscription providers are actually quite low. Such a membership is for those who have already received a high no-claims bonus from their insurance company expensive. On top of that for electric vehicles anyway no road tax accrues. A new car is also not high maintenance costs connected and with a service contract for sometimes less than €40 per month, these worries are also covered. If you want to remain independent and, for example, drive a small electric car on a daily basis, but would like to switch to a larger hybrid model for vacation trips, you can consider a car subscription. Another argument for this type of car use is the partial fast delivery times. For people who want to own their car for the long term, essentially like buying a car, leasing or buying is still a better option.
Differences between leasing & subscription:
| Compare | Leasing | Subscription |
|---|---|---|
| Runtime | at least one, often several years | From a month |
| Cost (for compact cars) | under 100 to 200 € | from € 300 |
| Insurance | not included | included |
| tax | not included | included |
| Maintenance | not included | included |
| fuel/electricity | not included | not included |
| Delivery time | normal to long | short |
| Residual value of the car upon return | depending on the contract | no matter |
Are you planning to buy a new car and are you therefore looking for financing? Or should the modified baby and its attachments simply have the best possible insurance? Then ours Credit, financing, leasing, insurance & Co. categories exactly the right place to go for information. And also cheap financing for Accessory parts is there. Is the new one forged wheel, the planned Airride air suspension or the one you want foiling too expensive? Then a little one might help Financing in the process of implementing the modification on the vehicle. And also the topic Leasing or the vehicle sales are not neglected here. Just click through the posts and get the answer to your questions.
Of course, that wasn't the end of it!
tuningblog has countless posts on the topic Credit, financing, leasing, insurance & Co. in stock. Do you want to see them all? Just click HERE and look around. The following is an excerpt from the last contributions from this category:
