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Recently updated on December 9, 2021 at 06:46 am
The corona pandemic brings many changes with it. This particular circumstance also causes any Insurance premiums of car insurance can be refunded. But how do you get the repayment of the contributions and what is behind it? In principle, insurance companies have to regulate less damage in the Corona year, which of course is largely due to the restrictions imposed by the government. But how can you take action and get the contributions back and which of the insurance companies have the promise of one Refund actually expressed?
Less traffic due to restrictions!
The contact blocks, exit restrictions and, above all, the closure of various shops in 2020 due to the corona virus has also resulted in a sharp drop in traffic in Germany. Except the fine dust, but that's a different story. A logical consequence is that fewer accidents occur on the roads in Germany and, accordingly, the insurers have also been able to record a decline in damage. With some insurers, the reduced expenses have led to premiums being reduced or even reimbursed.
Reimbursement of motor insurance premiums
Officially, only 2 insurers have done it so far. The HUK Coburg has already announced directly together with the subsidiary HUK24 wanting to reimburse the premium. Already in the spring of the Corona year 2020 there were corresponding notifications that savings will be passed on directly to customers and will be distributed in the form of credits on the insurance premiums in favor of the insured. Customers benefit from HUK Coburg and the HUK24 directly from decreased insurance expenses. But the insurance still has no concrete amount because the current year 2020 should first be awaited in order to draw an overall balance. The only conditions are to remain loyal to the HUK in the coming year.
Retrieve premiums from other insurers?
Other insurers have not yet announced that they will join the HUK Group. However, employees still have the option to recover contributions. For example who this year due to Home office has driven fewer kilometers. The mileage is a fundamental factor in the contribution amount. So you should contact your insurer, give the current mileage and ask for a refund. Many insurance companies also adjust the premiums retrospectively, and see also have the opportunity to save in the new year.
Save car insurance by comparison
Another way to save is usually the Change of insurance. A comparison almost always reveals an even cheaper provider with an attractive one New customer tariffs lures and a change is obviously worthwhile. You can find further savings potential in the amount of excess in the event of damage, the waiver of a free choice of workshop, the Type of payment or the one mentioned mileage. However, a workshop loyalty can also have many disadvantages. Here you should carefully weigh what is needed and what is important to you. Always note that the key date of the insurance company is usually the 30.11. (so yesterday) is. Up to this point in time, you can cancel your insurance policy, as these usually aim for terms per calendar year.
Are you planning to buy a new car and are you therefore looking for financing? Or should the modified baby and its attachments simply have the best possible insurance? Then ours Credit, financing, leasing, insurance & Co. categories exactly the right place to go to get information. And also cheap financing for Accessory parts is there. Is the new one forged wheel, the planned Airride air suspension or the one you want foiling too expensive? Then a little one might help Financing in the process of implementing the modification on the vehicle. And also the topic Leasing or the vehicle sales are not neglected here. Just click through the posts and get the answer to your questions.
Of course that had not happened yet!
tuningblog has countless posts on the topic Credit, financing, leasing, insurance & Co. in stock. Do you want to see them all? Just click HERE and look around. The following is an excerpt from the last contributions from this category:
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What is permitted in the vehicle during the Corona situation!
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Car insurance: what should the policy at least be able to do?
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Cheaper car insurance due to the corona pandemic?
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